Vision

More than 50 percent of US citizens wear prescription eyeglasses or contact lenses, so offering vision insurance coverage is an affordable way to attract and retain employees who might see this as a significant perk. Some vision benefits packages provide participants with a specific set of eye care services in exchange for an annual premium or fee. Other benefit programs simply offer discounted rates on products and services for participants.

Depending on the type of vision insurance, a policy-holder may have to pay the doctor and submit a claim for reimbursement later. However, some plans do pay the eye care provider directly. An eye doctor is capable of discovering medical problems that may fall under the patient's primary health insurance, not the vision insurance.

To find out more about:

• Compliance with Federal Laws
• COBRA
• Consumer-Directed Health Care
• Dental Insurance and HIPAA
• Genetic Information Nondiscrimination Act (GINA)
• HIPAA Regulations
• Michelle's Law
• Retiree Medical Benefits
• Summary Plan Description (SPD)
• Tax Considerations
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